The road is full of the latest cars. Though it indeed exciting to drive the hottest car models, still you have to think about the risks that you are exposing yourself when you take to the streets. If you happen to meet with an unexpected situation on the roads, you have to deal with so many expenses. However cover from the policy will help to bring down the costs.
Car insurance offers protection in so many different ways. It pays out if the vehicle has been damaged in an accident or in a fire. It pays out if a man-made or natural disaster affects it. In case an accident causes third party liability it pays for the losses. In the event of permanent disability or loss of life to the driver in an accident it pays for the losses. These are the basic benefits offered by the policy. However it is not enough to sign up for a basic car policy. Customize your policy with add-ons such a insurance cover, cover for towing expenses, depreciation cover and so on, so that you get more protection. These add-ons are very useful in paying of sundry expenses that rise as a result of an accident. It is to be noted that policy cover is applicable for any device or gadget fitted by the manufacturer. If you have fitted any device or gadget, you have to pay for it to e covered by the policy.
Renewing The Policy
The period of coverage is one year, after which the policy has to renewed. Car insurance renewal can be done online, enabling you to continue policy coverage in just minutes. If at the time of renewal, no claim has been made against the policy in the previous year, the no claim bonus can be used to bring down policy costs.
Car insurance is transferrable. If you sell your vehicle, existing insurance can transferred to the new owner of the vehicle. In case you are buying another car to replace the older one, you can transfer the policy to the new vehicle.
Making A Claim On The Policy
Car insurance claim process is simple and can be done in minutes. Visit the insurance company’s website and fill the online claims form. Submit it along with relevant supportive documents as required by the insurance company. Your claims forms and documents will be renewed and money will be sent in the shortest possible time to meet expenses.
Get Cashless Garage Cover
If your plan has cashless garage cover, you don’t have to fill a claims form. Just show our insurance card at the garage and get the car serviced. The insurance company will directly pay the garage for your expenses.